Five integrated service lines. One coordinated strategy. Typical client reduces annual tax liability in year one.
POM Unlimited delivers tax strategy and wealth structuring for business owners, entrepreneurs, and professionals paying $100,000 or more in annual taxes. Every engagement begins with a forensic review of your income structure and ends with a fully documented, implemented strategy — coordinated across every professional discipline required to execute it correctly.
How We Compare to a Traditional CPA
| Traditional CPA | POM Unlimited | |
|---|---|---|
| Primary function | Tax preparation and compliance | Tax strategy and structure engineering |
| When they engage | After the tax year ends | Before income is recognized |
| Tools used | Standard deductions, basic retirement contributions | Qualified plan layering, entity redesign, cost segregation, QOF, offset vehicles, trust structures |
| Planning horizon | Current tax year | 1–10+ years |
| Compensation model | Hourly or flat fee | Retainer + % of documented tax savings |
| Typical result | Compliant return | Reduced annual tax liability |
| Replaces your CPA? | N/A | No — coordinates with them |
Tax Strategy
Tax strategy is the proactive design of structures, compensation arrangements, and planning instruments that reduce taxable income before it is recognized. POM Unlimited delivers this through compensation architecture, qualified plan layering, current-year offset vehicles, and entity income flow optimization.
Typical result: meaningful reduction in annual tax liability in year one.
The Five Pillars
Tax strategy is the overarching discipline. Within it, five pillars do the structural work — each a distinct area we design and coordinate as part of a single, integrated plan.
Entity Design
The deliberate structuring of the legal entities through which business income flows — S-Corps, management companies, holding structures, and trust integration — with tax efficiency as the primary constraint.
Executive Bonus Plans
Owner-funded bonus arrangements, nonqualified deferred compensation, and split-dollar structures that move compensation into tax-advantaged vehicles beyond the qualified-plan ceiling.
Business Exit & Succession
QSBS planning, capital-gains structuring, installment sales, and Qualified Opportunity Funds — structuring a sale or transfer before the gain event, while the tax outcome is still controllable.
Estate Architecture
Irrevocable trusts, generational transfer, valuation discounts, and estate-tax mitigation — structuring how wealth passes to the next generation while minimizing transfer and estate tax.
The Qualified Account Problem
Roth conversion strategy, IRA tax planning, and RMD sequencing for large retirement accounts. A multimillion-dollar qualified balance is a deferred tax liability, not an asset — we restructure when and how it is recognized.
Specialized Tools We Apply Within These Strategies
Cost segregation and Qualified Opportunity Funds are not pillars of what we do — they are tactical tools we deploy inside a broader tax strategy when a client’s situation calls for them. Each works best as one moving part of a coordinated plan, not as a standalone play.
Cost Segregation
An engineering-based study that reclassifies building components from 39-year depreciation into accelerated 5-, 7-, and 15-year schedules, pulling large deductions into the early years of ownership. We use it where the property basis, holding period, and an owner’s ability to use the losses make the after-tax return worth the study fee.
Qualified Opportunity Funds
A capital-gains deferral tool: reinvest gains within 180 days and hold 10+ years to eliminate federal tax on the fund’s own appreciation. We deploy it selectively inside an exit or liquidity-event plan — most often as part of Business Exit & Succession work — rather than as a service on its own.
How We Work
1. Discovery
Forensic review of your complete income picture, entity structure, and current tax position. Typically 1–2 weeks.
2. Design
Complete strategy memo with explicit projections — tax savings, implementation cost, and net benefit — before any recommendation is made.
3. Implementation
Coordination of CPAs, attorneys, TPAs, actuaries, and investment partners. Most core strategies operational within 60–90 days.
4. Ongoing Calibration
Annual strategic review against updated income projections, tax law changes, and new planning opportunities.
Performance-Based Fees
Retainer plus a percentage of documented tax savings. If the strategy doesn’t deliver, we don’t collect the performance fee.
Existing Team Stays
We do not replace your CPA or financial advisor. We give them a better blueprint and coordinate the execution.
Real Results
Litigation Attorney — $3M tax hit cut by more than 50%
Required to recognize $6M+ in a single year. Income recognition restructuring, entity separation, and offset vehicles preserved over $1,000,000 in usable capital. Future revenue now flows through a more efficient, compliant framework.
Sales Executive — $240,500 saved year one, $700,000 over five years
Earning in excess of $1M annually with limited W-2 deferral options. A targeted offset vehicle reduced current-year federal tax by $240,500, with cumulative five-year savings projected at $700,000–$750,000 without changing his compensation structure or employment terms.
Executive Search Consultant — $250,000 in annual tax savings
W-2 wages and S-Corp distributions both taxed at top marginal rates, with no structure in place to offset them. Implementing a Private Reserve Account created a $500,000 annual deduction (roughly $250,000 in actual tax saved), while building a tax-advantaged reserve he controls.
Schedule a Strategy Call
If you are paying $100,000 or more in annual taxes, schedule a call to see what a comprehensive review of your current structure would find. We model the numbers before any engagement begins.